Injured in a Rideshare Accident? What You Should Know
For many, ridesharing has become a part of daily life. In theory, it has made driving safer by offering convenient alternatives to those who should not be driving, like the elderly or those out for a night on the town (although the science is still somewhat undecided on the impact rideshares have had on reducing DUIs).
But like any car on the road, rideshares are vulnerable to accidents. While drivers of rideshares have a clear responsibility, what’s less clear is how passengers should react in case they are involved in an accident. Below, we outline the information you should know.
Who Is Liable? Companies or Drivers?
Recently, states have begun cracking down on ridesharing in order to better protect consumers. Since ridesharing drivers are considered independent contractors, there were originally few laws regulating how they could operate. While taxi cabs were required to carry sizeable liability insurance, companies like Uber were able to reduce costs by not requiring their drivers to purchase that high level of coverage. That meant that previously, if a passenger was injured in a ridesharing incident, a company like Uber could avoid any direct involvement. In that situation, it would be up to the driver and driver’s insurance to provide any compensation for the passenger.
Though drivers still don’t have to have commercial liability insurance, a new Texas law is putting the pressure on ridesharing companies to better protect drivers and passengers. New regulations require drivers to have coverage up to $1 million while giving a ride. But if the app is off (for example, if your driver closes out the ride but ends up driving you a little further down the street), companies can claim they are not liable.
What To Do In an Accident
If you are involved in an accident as a passenger, you should act as if it is any other kind of accident and immediately contact the police. While you are at the scene, collect as much information as you can: driver’s name and contact information; company ID number; basic information about the car (make, model, license plate); and insurance details. If another car is involved, also make sure that you collect similar information about the other driver. Additionally, photograph the cars and any relevant situational information. Be sure to wait for the police to arrive and provide your information, as well as any statements that may be needed.
Once officials have determined you are free to go, seek out a medical professional to evaluate and document any injuries, regardless of whether or not you think you suffered any major bodily harm.
Also make sure you contact the ridesharing company and alert them that you have been involved in an accident and provide the relevant factual information about the driver involved. Before signing anything for the company, do involve a lawyer who can insure you are being given the appropriate amount.
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Involved in an accident? Contact Lovett Law Firm. With over 20 years of experience, we help because we care. Get your free consultation today.