Protecting Your Rights When the At-Fault Driver is Uninsured
At Lovett & Murray Law Firm, we tackle the complex situations that arise when the driver responsible for an accident is uninsured. Our practice is built on helping people when they need it most.
What “Uninsured Motorist” Means:
- Driver without liability coverage
- Driver whose insurer denied coverage
- Driver whose insurer became insolvent
- Unidentified driver in hit-and-run accidents
Your Rights in Texas and New Mexico:
- Mandatory uninsured motorist coverage (UM/UIM)
- 4-year statute of limitations
- Ability to stack claims from different sources
- Coverage even for pedestrians under their own insurance
- Insurers must have written rejections
How We Can Help:
- Free case evaluation
- Identification of all available coverage
- Protection against unfair denials
- Navigation of complex legal system
- Maximization of your compensation
Why You Need an Attorney:
- Complex insurance verification system
- Insurance companies often deny valid claims
- Multiple possible sources of compensation
- Specific legal deadlines
- Frequent changes in laws
Contact Lovett & Murray Law Firm today for a free consultation. Don’t let a claim denial or lack of insurance from the responsible driver prevent you from getting the compensation you deserve.